“The benefit of a Small Business Restructuring plan is that it forces you to think into the future; it really clears your head when you think about what you have to do. I had to tell the ATO what my business plan was. It’s also enabled me to focus on growing my business.”
— Peter Rechniewski, small business owner & SBRP success story
For small businesses under financial pressure, a Small Business Restructuring (SBR) plan can be the turning point – providing a practical way to regain stability while continuing to trade.
Designed for companies hit hard by external setbacks like trading restrictions or unpaid invoices, the SBR framework acts as a reset button – a chance to wipe away legacy debt and plan a sustainable future.
It’s also a strong alternative to standard ATO repayment plans. If your business is considering negotiating with the tax office, it’s worth asking whether a formal SBR might deliver better protection and longer-term benefits.
The upside of SBR plans
A well-managed SBR process can support business recovery while offering significant advantages for directors and stakeholders. Here are seven key benefits:
- Intervene early: engage with creditors before the situation worsens.
- Less complexity: SBR plans are more straightforward and faster than traditional insolvency pathways.
- Stay in control: directors retain operational control during the plan.
- Creditor protection: creditors, including the ATO, are prevented from taking recovery action during the restructuring period.
- Legal safeguards: acting early can help directors avoid personal liability for insolvent trading and reduce exposure to company tax debts.
- More affordable: the process is designed to be cost-effective for small businesses.
- Expert-led: a registered Small Business Restructuring Practitioner guides the company through every step.
Trusted guidance, national reach
We have a team of 14 accredited SBR Practitioners across Australia. We partner with directors, accountants and other trusted advisers to design restructuring plans that are realistic, compliant and focused on achieving the best outcomes – for businesses and creditors alike.
If you’d like to know whether SBR is right for your situation, we offer obligation-free consultations.
Call 1300 547 724 or book a free 30 min consultation here.